Loan Programs

What’s Your Lending need?

Are you currently renting & looking to buy your first home? Moving up to accommodate growing family or finally ready for that vacation home? Refinancing out of an Adjustable rate mortgage or consolidating high interest rate bills? We specialize in Home Loans for Purchases and Refinances!

The following is a list of programs offered by MLS with a brief description of the key elements of each loan program.

To contact a mortgage specialist today, please call us at 360-570-2066!

VA Mortgages

Backed by the Veterans Administration and the federal government, the VA loan program allows you to get 100% financing for ZERO DOWN! Check out our VA Loan Center for more information!

Conventional Mortgage

Conventional loans conform to the guidelines set by Fannie Mae and Freddie Mac. Roughly half of all mortgages are Conventional Loans. This mortgage loan requires as little as 3% down, and no mortgage insurance for borrowers who put down 20% or more.

USDA Rural Development

Guaranteed by USDA and backed by the federal government, this mortgage offers borrowers to put 0% down payment. Great for low to moderate income households in the outline rural areas. This is a GREAT program for the 1st Time Home Buyer!